For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes—to offer our products and services to you
YES
NO
For joint marketing with other financial companies
YES
YES
For our affiliates’
YES
YES
For nonaffiliates to market to you
NO
We do not share
How does Challenge Financial Services protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Challenge Financial Services collect my personal information?
We collect your personal information, for example, when you
- apply for financing or use your credit or debit card
- pay your bills or give us your contact information
- provide account information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
For joint marketing with other financial companies
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law
California law requires us to provide specific disclosures to you in a separate document entitled “Important Privacy Choices for Consumers.” The “Important Privacy Choices for Consumers” notice is provided to you. To limit our sharing, please follow the instructions in the “
To Limit Sharing” box above on this page. You may also do so by using the “Important Privacy Choices for Consumers” notice and following the instructions in it.
