We share a common goal with you: to Build your Financial Future. We know your auto loan with us can establish your credit, saving you thousands of dollars on future loans and opening up opportunities to a better vehicle, or laying the path for buying a home or whatever your financial goals may be. Establishing good credit can even open up employment opportunities.
The first step to a Better Financial Future is paying your loan on time. We try to set you up for success by only approving loans our customers can afford. And we work with an approved network of dealers with a history of selling quality vehicles. That’s why each month over 95% of our customers are current on their payments.
Cars breakdown, Accidents happen. People lose their jobs. We all experience life emergencies. We understand and we are here to help. If you qualify, Challenge has several programs that help you stay on track. Our staff is standing by to work with you. All we ask is that you stay in touch with us. And no matter your problem, we have helped customers just like you.
Make a payment anytime with a Bank Account, Visa, Mastercard, American Express or Discover Card. Third party processing fees may apply.
Call 1-800-541-1417. Your friendly Agent is available from 8:30 am to 5:30 pm Monday through Friday to take your payment or you can choose to make an automated payment by phone 24 hours a day by choosing option 2. Third party processing fees may apply.
Send Check or Money Order to:
1004 W Taft Ave Ste 100
Orange, CA 92865
Do Not Send Cash. Please send your payment with sufficient time to arrive before your due date.
Pay with cash at a nearby 7-Eleven, CVS or ACE Cash Express store. You can make cash payment at over 9,000 locations nationwide – most open 24 hours a day, 7 days a week. To make a payment with PayNearMe follow these three easy steps:
Click the ‘Get Your PayCode’ button to get your Payment Code printed or texted to your phone. Take your ‘Payment Code’ and cash to a nearby location show it to the cashier. Keep your receipt for proof of payment.
Please note that PayNearMe may charge a service fee for this transaction.
To make your payment with MoneyGram you must take your payment and the payment fee in cash to a MoneyGram agent near you.
You will need to provide your Receive Code 6321 and your Account Number.
Please note that MoneyGram charges a service fee for this transaction.
To make your payment with Western Union Quick Collect you must take your payment and the payment fee in cash to a Western Union Quick Collect agent near you.
You will need to provide your City Code CF Payment and your Account Number.
You can call Western Union Quick Collect toll-free at 1-800-325-6000 for assistance.
Please note that Western Union Quick Collect charges a service fee for this transaction.